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Remember, everyone needs to be insured. The minimum amount of coverage each person should have is $5,000 and the maximum depends on your financial needs and ability to pay.
Insurance through our Association:
- Guarantees the full face value of insurance throughout the entire world.
- Cash values are available in the event a Loan is needed.
- Freedom of Beneficiary choice, and more….
The Association of the Sons of Poland a non-profit Fraternal Society is the dynamic leader in upholding the culture, heritage and traditions of Poland serving the Membership Society since 1903.
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Policy Types |
5-YEAR PAYMENT PLAN
When you seek life insurance coverage, think about the possibility that our five-year payment plan may be the most convenient for you.
Of interest to our members is the fact that the face value purchased is valid as full benefit from the date of issuance and continues for lifetime. Your beneficiary is your choice and the protection is valid and guaranteed regardless of where you live in this world. The premium payments are payable only through five years. After the last premium is paid the certificate will be placed on paid-up status with continuation of coverage for life. The certificate owner will always have cash value available, and be able to take a loan in case of financial difficulties and still be insured.
PREMIUM RATES |
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TWENTY-YEAR ENDOWMENT
What is an endowment (saving) certificate?
The Endowment type of Membership Certificate with the Association of the Sons of Poland is an excellent savings plan that may be considered a “College Plan”, a future “Down Payment” for a new home or car, or even putting money aside for “Retirement”. Saving money sometimes can be difficult but it can be achieved with this excellent product.
An Endowment is a way of saving money. After twenty years, the full Face Amount stated in the certificate is then paid to the person named in the certificate. This certificate provides life insurance coverage for the full Face Amount valid from the date of issuance throughout the certificate’s existence. Furthermore, at maturity the Association gives options either to receive the full proceeds or to increase paid up life coverage at no further cost. The certificate owner will always have cash value available, and be able to take a loan in case of financial difficulties and still be insured.
PREMIUM RATES |
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SINGLE PREMIUM PAYMENT PLAN
- a one time premium payment (may be payable in installments of up to five months) that provides guaranteed PAID-UP lifetime insurance coverage.
PREMIUM RATES |
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TWENTY PAYMENT LIFE
– very economic life coverage with very low premium payments payable throughout twenty years. The guaranteed full face value of insurance is in effect as of the date of issue and continues for life.
PREMIUM RATES |
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JUVENILE TERM INSURANCE TO AGE 25 is also available |
NON-MEDICAL AGE LIMITS:
The following are limits of Face Values issued without medical examination:
For 20 Payment Life and Endowment:
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| AGES |
0-40 |
$20,000 |
| AGES |
41-55 |
$10,000 |
| AGES |
56-65 |
$5,000 |
| AGES |
66-70 |
$3,000 |
For Single Premium and 5 Year Pay Life:
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| AGES |
0-40 |
$20,000 |
| AGES |
41-55 |
$10,000 |
| AGES |
56-65 |
$10,000 |
| AGES |
66-70 |
$5,000 |
| AGES |
71-80 |
$3,000 |
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Only Single Premium Life is issued to Age 85.
The Non-Medical Limit for Single Premium is:
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For higher insurance coverage a Medical Examination must be completed. The Association refunds $45.00 towards examination costs. |
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